Zelle New Rules 2025. You can use the zelle app to directly send money to other zelle users. And now, the tax agency says it will wait until 2025—and ease into the new changes by lowering the reporting threshold from $20,000 to $5,000 during a transitional stage.

Either way, zelle users won’t be affected. In 2024, the threshold will be $5,000, and in 2025, it will drop to $2,500.