Mortgage Rates April 2025. With mortgage rates expected to ease and home prices projected to rise at a more moderate pace, 2025 is shaping up to be a more promising year for both buyers and sellers. Expect prime rate at 4.95% by the middle of 2025.

The mba expects 6.0%, while wells fargo forecasts 5.9%. Mortgage rate predictions for 2025 suggest a period of relative stability, with rates likely to hover between 5.75% and 7.25%.